FREE CONSULTATION: 1-800-372-7337

10 signs of Debt

Top 10 Signs That You Have Too Much Debt

Here are a series of statements to compare to your situation. If any of these apply to you, it is time to stop and take action to remedy the problem.

1. You don’t have any savings

2. You only make the minimum payment on your credit cards each month.

3.You continue to make more purchases on your credit cards while trying to pay it off.

4.You have at least one credit card that is near, at, or over the credit limit.

5.You are occasionally late in making payments on bills, credit cards, or other expenses.

6.You don’t even know how much total debt you actually have or what is on your credit report.

7.You use cash advances from your credit cards to pay other bills or cash advances from money lending facilities to get to your next pay.

8.You bounce checks or overdraw your bank accounts.

9.You’ve been denied credit and creditors are calling you regarding overdue accounts.

10.You lie to friends or family about your spending and debt.

Do you have debt that is bogging you down and keeping you from reaching your financial goals? Using credit and debt can be a powerful tool that allows you to buy a home, a vehicle, send children to college, and even provide leverage for other purchases, but when you accumulate too much debt, it can pose a serious problem.

It can be difficult to actually realize when you’ve reached a critical point with your debt situation, but the first step in overcoming debt is recognizing that there is a problem. If you are facing financial crisis, don't hold off, contact us and get a free consultation on the options available to you.

Contact the office nearest you for a free consultation

Free Quick
Debt Assessment Form

Thank you for contacting us.
One of our agents will contact you shortly.

Something went wrong, try refreshing and submitting the form again.

Debt Payment Calculator


Our Brochure