Common Pain Points
- Accumulating high-interest debt that keeps growing despite regular payments.
- Receiving stressful calls from collection agencies at all hours of the day.
- Facing threats of legal action or potential wage garnishments from creditors.
Debt Relief Solutions With a
Kingston Licensed Insolvency Trustee
Get a FREE, No-Obligation Consultation
Get Honest Answers
Are You Facing These Challenges?
Dealing with severe debt can feel isolating. Understanding your situation is the first step toward finding the right legal path forward.
How We Help
- Legal protection that immediately halts all collection actions and lawsuits.
- Customized debt relief plans to legally reduce what you owe based on your ability to pay.
- A structured, legally-binding approach to consolidate your debts into one monthly payment.
Practical Legal Options
Solutions Available in Kingston
As Licensed Insolvency Trustees, we offer access to federal programs that can resolve debt challenges permanently.
Consumer Proposal
For individuals with unsecured debt under $250,000.
Division I Proposal
For individuals and businesses with debt exceeding $250,000.
Personal Bankruptcy
A clean slate when debt becomes unmanageable.
Real people.
Real solutions.
Real financial recovery.
Real solutions.
Real financial recovery.
Over Four Decades of Helping Canadians Start Fresh.
- Reduced Debt by 70%
- One Affordable Monthly Payment
- Avoided Bankruptcy
- Debt Free Plan
- Approved
Realistic Results
Examples of Proposal Outcomes
A consumer proposal allows you to settle unsecured obligations based on your actual income and household parameters.
Case Study 1
Saved 73%- Original Debt Owed
- $68,000
- Final Settled Amount
- $18,000
Case Study 2
Saved 75%- Original Debt Owed
- $112,000
- Final Settled Amount
- $28,000
Case Study 3
Saved 73%- Original Debt Owed
- $45,000
- Final Settled Amount
- $12,000
What Does It Cost To Get Help?
Initial consultation is always completely free. If we file a consumer proposal or bankruptcy, our statutory fees are built directly into the payments you make—meaning you pay nothing extra on top of your agreed proposal amount.
- No hidden upfront fees
- Govt-regulated framework
Your Partner in Recovery
Why Kingston Clients Work With Brief & Associates
We make the process of resolving debt clear, straightforward, and supportive. Here is what you can expect when partnering with us.
Friendly Control
Our team treats you with utmost respect, helping you maintain complete control of your decisions.
No Judgment
We provide secure, confidential advice tailored solely to finding the most sensible way forward.
Tailored Advice
Every solution is custom-shaped around your specific income, assets, and overall targets.
Key Protection
We act immediately to stop aggressive collection calls, freeze interest, and prevent legal actions.
Local Office
A convenient local office means you can sit down face-to-face with an expert.
Free Consultation
Your initial assessment is completely free of charge and carries absolutely no obligation.
Testimonials
What Our Clients Are Saying
Good morning Savi... hope all is well on your end. Always appreciate you and thank you so much for your guidance, support and mentor ship, always in my consolidation services. You are truly a leader and strong professional in your expertise of knowledge greatly appreciate, thanks a lot sincerely.
Thank you so much for the information! 🙂
We have finally made it. I am literally in tears that I have finally done it.
Savi, I want to thank you personally for your help during a time that was extremely difficult for me. The kids have grown to be productive and beautiful souls and your help to financially balance me out for these past years was instrumental. Keep helping people and families as it is a blessing. Once again my kids and I THANK YOU!
Warmest Regards
Pat and Debra were just amazing. They were very compassionate during this stressful time. Despite the current face to face Covid restrictions, I was able to sign my proposal without any direct personal contact in a manner that worked best for me and my personal safety.
Frequently Asked Questions
It is reported while active and for a period after completion. We explain the timing and recovery steps.
Eligibility depends on your debts, assets, income, and circumstances.
A legal stay generally stops most unsecured creditor collection action after filing.
The timing depends on the solution and your individual circumstances.
We privately review your finances, explain every option, and answer your questions.
50 Years of Service
50 Years of Insolvency Experience in Kingston
For 50 years, Brief & Associates has helped individuals, families and businesses find solutions to serious financial challenges. From our Kingston office, our Licensed Insolvency Trustees provide clear, judgment-free advice on consumer proposals, bankruptcy and other debt relief options.
Our Kingston office serves clients throughout Kingston and the surrounding area, including Amherstview, Gananoque, Napanee, Loyalist Township and Frontenac County. Whether you’re dealing with credit card debt, CRA debt, collection action or payments you can no longer keep up with, we can help you understand your options and determine a practical way forward.
50+ Years ExperienceServing communities across Ontario70,000+ Free ConsultationsHelping people understand their debt relief options10,000+ Fresh StartsConsumer proposals, bankruptcies & restructurings
Our Kingston Office
Brief & Associates Inc.
797 Princess Street, Suite 310, Kingston, ON K7L 1G1Tel: (613) 549-5398Toll Free: 1 (800) 372-7337
Fax: 1 (888) 851-5294Get Directions
Your First Step Toward Debt Relief.
Speak Directly With a Licensed Insolvency Trustee
- Free Consultation
- Start with a confidential, no-obligation consultation.Tell us what’s happening and get clear answers about the options available to you.
- Understand Your Options
- Consumer proposal, bankruptcy, or another solution.We’ll review your debts, income and assets and explain which options may make sense for your situation.
- Virtual & In-Person Meetings
- Get help in the way that works best for you.Meet with us virtually or arrange an in-person consultation with our team.
- Areas We Serve
- KingstonFrontenac CountyAmherstviewNapaneeGananoqueLoyalist TownshipGreater Kingston AreaEastern Ontario