Black Friday Deals - to Buy or Not to Buy Black Friday can be an excellent time to get a great deal on something you've been wanting to buy. With just weeks to go until Christmas, late Novembe... Read more
How Can a Consumer Proposal Help Reduce Canada Revenue Debt? Tax debt to Canada Revenue Agency (CRA) can be very difficult to pay back. With penalties and interest, your income tax or GST/HST debt ... Read more
Student debt is on the rise, each year graduates face higher debt levels. Statistics Canada's National Graduates Survey is conducted once every 5 years. The survey documents student debt from all sour... Read more
Did the recent Capital One data breach make you nervous about identity theft and financial fraud? Even if you don't have an account with US financial giant Capital One, the hacker who stole inf... Read more
Owing tax debt to the Canada Revenue Agency (CRA) is one of the toughest places a person can be financially. CRA is a government agency, with virtually unlimited powers to collect on tax debt. Thi... Read more
So what exactly is a consumer proposal? In Canada, a consumer proposal is considered "the safer" alternative to bankruptcy. In the simplest of terms, a consumer proposal (CP) is a legal debt se... Read more
Creating and adhering to a budget is difficult. When finances are already stretched, it can feel impossible to budget with the money that you have. Yet, the importance of implementing a proper budgeti... Read more
Your credit report is one of the most important documents that credit agencies and lenders will look at before deciding whether you qualify for their services. This report details your credit and fina... Read more
Far too often debt problems come crashing into our lives like a ton of bricks. When you're feeling the anxiety and pressure of debt it's not easy to see the real and not-so-immediate signs that financ... Read more
Congratulations! You've paid off your consumer proposal. Now that those payments are behind you it's time to work on your credit score as it will reflect an R7 rating for three more years. Of cours... Read more